Conventional vs. Bank Statement loans: The math might surprise you Most buyers assume a standard Conventional loan is always the cheapest option. But if you are self-employed or a business owner, a No Income Verification (Bank Statement) loan can actually be easier, faster, and save you money! Let us break…
Why soaring home insurance premiums are ruining mortgage approvals Home insurance premiums have jumped two to three times in the last six months. A policy that cost $1,500 last year could now be in excess of $4,500, especially in states like Florida and California. I see this unexpected expense throwing…
I would not buy a house in 2026 or 2027 without doing these three things. If you want to protect your finances and get the best possible deal in today’s market, you need to use these negotiation strategies: 1. Ask for a rate buydown: Have the seller pay for either…
How to get the seller to pay your closing costs when buying a home. If you want to keep more cash in your bank account, you need to use the Seller Assist strategy. Sellers do not usually offer to pay your fees on day one, so timing is everything. Here…
What exactly is an escrow account, and why is your mortgage payment higher than you thought? 🏡💵 A lot of first-time buyers are surprised when their first mortgage statement arrives. Why is there an extra $300-$400 added to the loan's principal and interest? That extra money goes straight into your…
Are you buying, selling, or investing in real estate? Understanding how property valuation works can save (or make) you thousands of dollars! In this episode of the Marat and JJ Podcast, we sit down with Joe from JJ Appraisals to uncover the secrets behind real estate appraisals. We dive deep…
Marat Tsirelson, Loan Officer based in Pennsylvania. To find more information about Marat or to get in contact with him, visit https://www.MaratTsirelson.com Marat Tsirelson, Mortgage Lender NMLS #23474 - CONNECT WITH ME Phone: (267) 400-0763 or (305) 962-4882 Email: maratt@lendinggroupco.com - About The Lending Group Lending Group Company is built…
